⚠️ EMERGENCY AUCTION HELP: DON'T WAIT FOR THE SHERIFF SALE ARIEL: (513) 255-7519 ADAM: (513) 226-5029
FORECLOSURE CINCINNATI REAL HELP • REAL OPTIONS

Stop Foreclosure
in the Tri-State.
Explore Your Options.

You have options, but time matters. Take our free, confidential assessment to understand which foreclosure alternatives may fit your situation.

★★★★★ TRUSTED BY
LOCAL HOMEOWNERS
✓ VERIFIED EXPERIENCED
LOCAL TEAM
🔒 SECURE 100% CONFIDENTIAL
PRIVATE CONSULT
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MORTGAGE NOTICE

Important information regarding your mortgage account and available homeowner options.

PAST DUE

Falling behind doesn't mean you've run out of options. The sooner you understand your choices, the more time you may have to make a plan.

You Are Not Out of Options.
(And You Are Not Alone.)

❌ No Judgment. Just A Way Forward.

We know how overwhelming this can feel—the letters, the phone calls, and the sleepless nights. Falling behind on your mortgage doesn't mean you have to figure out what comes next by yourself.

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Understand where you stand. We'll help you look at your timeline, mortgage situation and the options that may still be available.
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Explore alternatives to foreclosure. Depending on your situation, options may include a short sale, loan modification, deed-in-lieu or another resolution.
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Our consultation costs you $0. You can talk with us confidentially about what's happening before deciding what you want to do next.
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A Clear Path Forward in 3 Simple Steps

You don't have to navigate this alone. We'll help you understand your situation, explore your options, and determine what makes the most sense for you and your family.

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1. The Confidential Consultation

We start with a brief, no-pressure conversation to understand your specific situation. Whether you're facing a sheriff sale date or you've just missed your first few payments, we'll look at where you stand with your lender.

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2. Understand Your Options

There isn't a one-size-fits-all answer. We'll walk through the potential paths available to you, which may include a short sale, loan modification, deed-in-lieu, traditional sale, or other resolution depending on your circumstances.

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3. Make a Game Plan

Once you understand your options, you decide how you want to move forward. If we're able to help with the path you choose, we'll guide you through the process, paperwork and communication so you know what comes next.

Get My Free Assessment →
🔒 Confidential. No pressure. No obligation.
REAL PEOPLE. REAL HELP.

Before You Assume Foreclosure Is Your Only Option, Watch This.

If you're behind on your mortgage, getting letters from your lender, or already have a sheriff sale date, the worst thing you can do is ignore it.

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You may have more options than you realize. The earlier we know what's happening, the more time we have to explore them.
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You don't have to understand all the paperwork. We'll help you make sense of what you're receiving and what your next steps could be.
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And there is zero judgment here. People fall behind on their mortgages for all kinds of reasons. Our job isn't to judge how you got here. It's to help you figure out where you go from here.
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LOCAL EXPERTS • REAL PEOPLE

Who Is Fighting
For You?

We're Adam Kincer and Ariel Sizemore with Foreclosure Cincinnati, helping homeowners throughout the Cincinnati Tri-State.

When the letters start piling up and the phone won't stop ringing, it can feel like you're dealing with a system you don't understand. That's where we come in.

We help homeowners navigate difficult mortgage situations and understand the options available to them. Sometimes that means exploring a short sale. Other times, another solution may make more sense.

Either way, you'll get a straightforward conversation about where you stand and what you can do next.

✓ Local. Confidential. Zero Judgment. You're talking to real people here in the Tri-State—not a national call center or someone reading from a script.
☎ Call Ariel ☎ Call Adam
QUESTIONS? THAT'S NORMAL.

Frequently Asked Questions

Straightforward answers about foreclosure, short sales, and what happens next.

What should I do if I'm already behind on my mortgage?
Start by finding out exactly where you stand and what deadlines you're facing. The sooner you address the situation, the more time you generally have to explore possible solutions. We can talk through what's happening and help you understand what options may be available.
What options are there besides foreclosure?
The answer depends on your lender, finances, property and timeline. Possible options can include catching up on the loan, a repayment plan, loan modification, selling the home, a short sale, deed-in-lieu of foreclosure, or other lender-approved solutions. We'll help you understand which paths may apply to your situation.
What is a short sale?
A short sale happens when a lender agrees to allow a home to be sold even though the proceeds may not be enough to pay the full mortgage balance and other approved costs. The lender must approve the transaction and its terms. We help homeowners navigate the real-estate side of that process and communicate with the parties involved.
Will the bank forgive everything I owe after a short sale?
Not automatically. The treatment of any remaining balance depends on the lender, loan documents, negotiated short-sale approval, applicable law and the homeowner's circumstances. That's why the lender's written approval terms are extremely important. Legal and tax questions should also be reviewed with the appropriate professionals.
Can you help if I already have a sheriff sale date?
Potentially, but time becomes extremely important. A scheduled sale does not guarantee that it can be postponed or stopped. If you already have a sheriff sale or auction date, contact us as soon as possible so we can understand the timeline and discuss potential next steps.
Do I have to pay Foreclosure Cincinnati just to talk with you?
No. Your initial conversation with us is free and confidential. We'll learn what's happening, answer the questions we can, and help you understand possible next steps without charging you for the consultation.
Are you attorneys?
No. Foreclosure Cincinnati provides real-estate guidance and assistance related to potential property-sale solutions, including short sales. We do not provide legal or tax advice. When a situation requires legal or tax guidance, we recommend speaking with the appropriate licensed professional.

Don't see your question? That's exactly what the free consultation is for.

Ask Adam & Ariel →
Facing a Sheriff Sale? If your deadline is approaching, call or text us directly.
☎ Ariel: (513) 255-7519 ☎ Adam: (513) 226-5029