Find out what options you have before foreclosure… In just 60 seconds (free)!

Behind on mortgage payments? We can help!

Behind on Mortgage
Payments in Cincinnati?
You Still Have Options.

Life happens — job changes, medical bills,
unexpected expenses, divorce, or simply trying to
catch up while everything gets more expensive.

Falling behind on your mortgage does not make
you a failure. And it does not mean foreclosure is
your only outcome.

No judgment. Just help.

Portrait of a man in a suit and tie, smiling, with a blurred background, and a woman with long dark hair, wearing a black blazer and sitting against a green backdrop, smiling.

Your Trusted Short Sale Specialists
Serving Ohio, Kentucky & Indiana

We’re Adam Kincer and Ariel Sizemore — a dedicated real
estate team committed to helping homeowners find real
solutions during difficult financial seasons.

Together, we’ve built a reputation on compassion,
communication, and expertise. We understand that
considering a short sale can feel overwhelming, emotional,
and confusing. Our goal is to walk with you through the
process step-by-step, protect your best interests, and
help you move forward with clarity and confidence.

A large two-story house with gray shingle siding, a spacious front porch with white railings, and multiple windows including a prominent arched window on the roof. The house is surrounded by a well-maintained green lawn, bushes, and trees with fall foliage.
Red brick house with beige roof, multiple windows, and landscaped front yard with bushes and trees.

Owe More Than Your Home
Is Worth? You’re Not Stuck.

A short sale can...

Short sale solutions for homeowners
behind on mortgage payments.

If you’re facing financial hardship and can’t keep up
with your mortgage, you may qualify for a short sale
— a powerful, credit-saving alternative to foreclosure.

  • Stop the foreclosure process

  • Allow the bank to forgive remaining mortgage debt

  • Cost you nothing

  • Protect your credit

  • Help you move forward faster

We help homeowners throughout Cincinnati, Northern Kentucky, and
Southeast Indiana navigate this process from start to finish.

What a short sale actually
does...

A short sale is when your lender agrees to
let you sell the home for less than you owe
— and forgive the difference.

It may also include:

  • No deficiency judgment (depending on loan type)

  • Faster credit recovery

  • A private, respectful solution vs. a public foreclosure

Person signing documents at a wooden table, wearing a coral blouse and watches, with papers and a bouquet of white flowers nearby.

How this process works…

  • We discuss your mortgage situation.

    You share where you are in the
    timeline.

  • We list the home and find a buyer.

    You don’t pay commissions or
    fees.

  • We negotiate directly with your bank.

    Handling paperwork, bank calls,
    and approval.

  • You close — with debt forgiven.

    And walk away without
    foreclosure on your record.